Retirement Planning

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Retirement Planning

The first step in planning is thinking about what you want to do in retirement, how much money you’ll need, and when you want to retire. Once you know your direction, we work with you to evaluate your current and future sources of income, your risk tolerance and global financial picture. We then help you establish strategies to grow your wealth while reducing risk.

A Plan That Works for You

Your retirement plan should reflect your goals and personality. At The Cutten Group, we develop a plan and strategies based on your needs. Want a fulfilling retirement? Even if it’s far off, prepare now.

Six Steps to Prepare for Retirement

Step 1

Start Now

Many aspects of life are beyond our control. Saving for the future isn’t one of them.

Step 1

Step 2

Determine Your Comfort Level with Risk

Not reaching your long-term goals is your biggest risk, not the stock market. Balance your risk tolerance and investment return needs to reach your goals

Step 2

Step 3

Consider The “What-Ifs”

Do not allow unforeseen events to prevent you from reaching your financial goals, especially retirement. You can achieve financial stability by establishing an emergency fund, having insurance, and developing an investment strategy designed to withstand market fluctuations.

Step 3

Step 4

Portfolio Transitioning

Growth should continue after retirement. Planning is crucial if you want your investments to see you through retirement. Learn how to mitigate inflation’s effects, concentrate on controllable actions, and strike the right balance with your portfolio.

Step 4

Step 5

Caring for Family Members

You might need to care for a family member while working to save for retirement. This does not imply that you must choose between your loved ones and your retirement plan. We have several ways to support you even as you juggle multiple priorities.

Step 5

Step 6

Evaluate Your Emotional Readiness

There is no “right” age to retire, and the decision is about more than just money. If you’re starting to think seriously about when to retire, these questions can help you decide when is best for you and your family.

Step 6

Retirement Planning

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