Financial Planning

Financial Planning

The Importance of Financial Planning

When seeking financial help, many families focus on investment management, but investments are only one piece of the puzzle. Financial planners know to look beyond stocks and bonds. Your Cutten Group investment advisor believes in comprehensive financial planning to achieve your goals. Great investment returns may not matter if inadequate insurance coverage causes a family devastation. Families may leave money on the table by not using the best tax planning or charitable giving timing strategies. New laws and strategies change the financial planning landscape often. Your Cutten Group investment advisors stay on top of changes and trends to advise you on potential adjustments aligned with your goals.

Our goal is to help you protect, grow, and manage your wealth so you can enjoy life with peace of mind. Financial planning is a must. This planning may include wealth forecasting, investment, tax, risk, and estate planning. We combine this information into an interactive wealth forecast that can be used to test different investment approaches, and is updated as your personal situation and the general investment environment changes. Financial Planning encompasses many of The Cutten Group’s client services. We will answer any financial question, big or small, such as:
  • How much do I need to be able to retire?
  • How much risk is necessary to achieve the growth to achieve my goals?
  • How do I minimize my taxes and maximize my income?
  • What is the most efficient way to leave money to my children and grandchildren?

Real wealth and success aren’t always defined by investment returns. Your family financial plan involves risk comfort, time horizons, liquidity needs, tax implications, generational transfer desires, cash flow needs, and philanthropy goals. The Cutten Group helps you create a personalized financial plan.

Financial Planning Takes Your Entire Life into Account

The Cutten Group combines our core investment management principles with a tailored approach to build portfolios that aim for superior risk-adjusted returns consistent with your goals and temperament. We don’t invest the same way for everyone. Our process takes our knowledge, your needs, your current situation and financial goals and uses them all to construct and maintain an investment portfolio tailored to you.